Know a little more, worry a little less.Investing and insurance guides, in plain language.

One gives you a fixed, known return. The other is linked to the market. Here’s how to choose, goal by goal.

A rough multiple of your income is a starting point. A simple needs-based sum gets you much closer to the right number.

Medical costs rise with age. Here’s how to choose a health policy for your parents, and the fine print to read before you sign.

Both can cut your tax under the old regime. One is market-linked with a short lock-in; the other is government-backed with a long one.

Seeing a loss in your portfolio is hard. Before you press stop, here’s what a fall really means for someone investing every month.

In a cashless claim, the insurer settles the hospital bill directly. Here’s how to make it go smoothly, and what to do if it doesn’t.